2026 tax year · TN

Tennessee Paycheck Calculator

Estimate your Tennessee take-home pay after federal income tax, Social Security, Medicare, and state income tax. Tennessee does not tax wage income, so your state withholding is $0.

Last reviewed 2026-02-11 · 2026 tax year · Official source: Tennessee Department of Revenue

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2026 federal and state rates. No signup required.

Estimated pay by period
PeriodGrossTaxesTake-home
Year $60,000.00 $9,610.00 $50,390.00
Month $5,000.00 $800.83 $4,199.17
Semimonthly $2,500.00 $400.42 $2,099.58
Biweekly $2,307.69 $369.62 $1,938.08
Week $1,153.85 $184.81 $969.04
Hour $28.85 $4.62 $24.23

Tax year 2026. Federal: IRS. State: Tax Foundation, State Individual Income Tax Rates and Brackets, 2026. Local income taxes excluded.

How Tennessee income tax works in 2026

Tennessee does not impose an income tax on wages. Your paycheck still has federal income tax, Social Security, and Medicare withheld, but the state line is $0. That can make a noticeable difference compared with a high-tax state at the same salary.

Example calculation

Using the inputs above, here is the estimated annual breakdown:

LineAmount
Gross annual pay$60,000.00
Federal income tax$5,020.00
Tennessee income tax$0.00
Social Security + Medicare$4,590.00
Total tax$9,610.00
Estimated take-home pay$50,390.00
Effective tax rate16.02%

Compare Tennessee with other states

The same salary can produce a very different paycheck depending on state tax. Compare a few common moves:

Compare Tennessee with Texas side by side →

What this Tennessee estimate excludes

  • Local city and county income taxes.
  • Your W-4 elections and employer withholding tables.
  • Credits, itemized deductions, and non-wage income.
  • Wage garnishments and post-tax deductions.

Official Tennessee tax source

This estimate uses the 2026 federal rules and the Tax Foundation, State Individual Income Tax Rates and Brackets, 2026. For current forms, withholding tables, and local rules, check the official state agency. Source: Tennessee Department of Revenue.

Last reviewed: 2026-02-11 · Tax year 2026.

Answers

Frequently asked questions

How much is taken out of a paycheck in Tennessee?

For a single filer earning $60,000, our estimate shows federal income tax, FICA, and Tennessee state income tax. The exact amount depends on your W-4, deductions, and local taxes.

Does Tennessee have a state income tax?

No, wages are not subject to a state income tax.

What is the Tennessee income tax rate for 2026?

Tennessee does not tax wage income.

How can I increase my take-home pay?

Pre-tax contributions such as a traditional 401(k) or HSA lower your taxable income, but they also reduce the cash that reaches your bank account today. Health premiums under a Section 125 plan can reduce both income tax and FICA.

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